Federal Housing Statutory Requirements and Law

Introduction

This page contains the most relevant sections Federal code regulating housing and housing development. See also MRSC's page on Washington Statutes/Administrative Code.

Federal Regulation and Code

• U.S. Code, Title 42 – The Public Health and Welfare. See especially the following chapters:
  • Chapter 130 – National Affordable Housing – Includes HOME, HOPE and National Homeowner Trust Fund Programs.
  • Chapter 44 – Department of Housing and Urban Development.
  • Chapter 45 – Fair Housing.
  • Chapter 49 – National Housing Partnerships.
  • Chapter 8 – Low Income Housing.
  • Chapter 8A – Slum Clearance, Urban Renewal and Farm Housing.
  • Chapter 69 – Community Development - Includes Urban Development Action Grants.
  • Chapter 90 - Neighborhood and City Reinvestment, Self-Help and Revitalization - Includes Livable Cities Program.
  • Chapter 94 - Low-Income Energy Assistance.
  • Chapter 119 - Homeless Assistance.
  • Chapter 131 - Housing Opportunities for Persons with Aids.
• Federal Regulations - Highlights and links to most relevant sections from the Code of Federal Regulations that relate to major federal housing programs and regulations including Title 24 – Housing and Urban Development Regulations (Major HUD programs/regulations such as fair housing regulations, Community Development Block Grant, Section 8, and others). Also highlights sections from Title 7 – Agriculture - USDA Rural Housing Services Regulations, and the Community Reinvestment Act Regulations from Title 12, Part 25.
• Title 24 – Housing And Urban Development, Code of Federal Regulations, from Government Printing Office Access website.
• Title 12 – Banks and Banking, Code of Federal Regulations – See especially Ch. IX – Federal Housing Finance Board, Ch. XII – Federal Housing Finance Agency, and Ch. XVII - Office of Federal Housing Enterprise Oversight, Department of Housing and Urban Development. 
• Housing and Economic Recovery Act of 2008 – Law addresses housing finance reform including establishment of the Federal Housing Finance Board, a mortgage licensing system, and mortgage disclosure improvement, and programs such as HOPE for Homeowners. Also addresses foreclosure prevention and tax-related provisions.
• Housing and Economic Recovery Act of 2008 FAQ, HUD.
• Summary of Key Provisions of H.R. 3221 - The Housing Stimulus Bill (Housing and Economic Recovery Act) National Association of Realtors.
• Federal Fair Housing Laws, CivilRights.org. 
  Housing Discrimination: Federal Laws, FindLaw.com website – Overview of The Fair Housing Act and other federal laws and executive orders that address housing discrimination. Includes links to the laws.
  Notices, Rules and Regulations Administered by PIH (Public and Indian Housing)